Students should consult the Bursar’s Office website for the most up-to-date tuition and fee schedule.
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Student Fees and Expenses
Students who are Tennessee residents pay maintenance fees to enroll in courses at UTC. Out-of-state students pay these fees in addition to a tuition charge. A student’s residential status is determined during the application and admission process, and this status, in most cases, is determined by residence of the student’s parent, parents, or legal guardian. Additional information regarding residency classification for the University of Tennessee system is available online. For residency appeals, students should contact The Graduate School.
This section describes all financial charges, including student fees. The University of Tennessee Board of Trustees establishes all student fees and may change these without notice.
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The Mocs Express statement combine fees, charges, some fines and credits into one invoice. The University sends Electronic MOCS Express statements to students who register during the Priority Registration period. Students may access their E-MOCS EXPRESS STATEMENT online at MyMocsNet. Use your UTC ID and password to log in to your MyMocsNet account. Once logged in, click the “Money” tab, then click “Go to My Account” next Click on My Account on the top left of the menu bar, click on Statements, and select statement to view.
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Failure to pay fees with the Bursar’s Office by the published deadline results in automatic cancellation from all classes. This policy applies to all students who have not paid in full and have not made satisfactory arrangements to pay by the fee payment deadline. This policy applies regardless of sources of funds, and includes those whose fees are billed, deferred, waived, or paid with personal funds, including financial aid and graduate assistantships that do not cover full charges by the cancellation deadline date. Students that wish to attend that were withdrawn from classes for non-payment or non-confirmation must re-register for classes and pay all appropriate fees, including late fees.
There is only one cancellation date each semester. Any student who registers or re-registers for classes after the cancellation date will not be cancelled for non-confirmation of attendance, or nonpayment. It is the student’s responsibility to drop/withdraw from classes to prevent the assessment of fees and to avoid the risk of receiving a failing grade in a course not taken. The deadlines for the academic year can be found at the following link under fee information on the Bursar’s web site.
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Under the prepayment plan, students and/or parents may choose the academic year expenses they wish to prepay, including room, board, tuition, fees, and books, over a period of eight months, with the first installment due by May 10. The remaining seven monthly installments are payable on the tenth day of each succeeding month. Contact the Bursar’s Office for details. Phone: (423) 425-4781.
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A student who is in good financial standing with the University may enroll in the Tuition Installment Payment Plan (TIPP). Go to the following link for more details on the tuition Installment Payment Plan.
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General Refund Information
All refund periods are based on the official first day of classes for the University, as published in the Catalog and on the UTC website. Students must officially withdraw from courses to be eligible for potential refunds. No refund is due unless the charge for the remaining course(s), plus the percentage charge for the course(s) dropped, is less than the maximum semester charge for tuition and maintenance fees. For students who drop or change a course section after the 100% refund period ends, the appropriate drop charge will apply.
All charges and refunds will be made to the nearest even dollar. All charges are subject to subsequent audit and verification. Errors will be corrected by appropriate additional charges or refunds.
Students who owe additional fees or fines will receive a statement of their accounts after the beginning of the semester except summer.
Go to the following link for detailed information on Refund and Charges for drop and withdrawal. Students receiving Federal Title IV Financial Aid will find more information about Return of Federal Aid online.
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Tuition and Maintenance Fees
Go to the following link for detailed information on Tuition and Maintenance Fees.
All students who register the first official day of classes or afterwards will be assessed a ($50.00) late registration fee. Late fees will be applied based on the Tuition Installment Payment Plan late fee dates. Fees are due by the published fee payment dates for each term unless a student is enrolled in the payment plan.
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Fees for auditing courses are the same as those for courses taken for credit. Auditors do not take examinations, receive credit or grades, and may or may not participate in the class activities as determined by the instructor.
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Tennessee residents who become 65 years of age or older during the academic semester when they begin classes and who meet admission requirements may enroll for credit for a fee of $7.00 per semester hour to a maximum of $70.00 per semester. Miscellaneous fees like Course Fees, Differential Fees, Lab Fees and On-Line Support Fees will be assessed.
Tennessee residents who become 60 years of age or older during the academic semester when they begin classes may audit classes on a “space available” basis at the University without paying a fee. Miscellaneous fees like Course Fees, Differential Fees, Lab Fees and On-Line Support Fees will be assessed.
For fee information, call the Bursar’s Office at (423) 425-4781.
Tennessee residents who are physician-certified with 100 percent total disability and meet admission requirements may enroll for credit for a fee of $7.00 per semester hour to a maximum of $70.00 per semester. Miscellaneous fees like Course Fees, Differential Fees, Lab Fees and On-Line Support Fees will be assessed.
Tennessee residents who are physician-certified with 100 percent total disability may audit classes on a “space available” basis at the University without paying a fee. Miscellaneous fees like Course Fees, Differential Fees, Lab Fees and On-Line Support Fees will be assessed.
For fee information call the Bursar’s office at (423) 425-4781.
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Tennessee residents considering entering or returning to the University may “listen” in academic courses for a fee of $10.00 per course without additional obligations. Participation in this program is limited to two courses per semester for a maximum of two semesters. Only individuals who have not received a baccalaureate degree and who have not had any college courses in the previous five years may participate. For more information call the Bursar’s Office at (423) 425-4781.
All students registered in certain laboratory or studio courses will be assessed a fee. The fee is due on the regular fee payment dates and is non-refundable after the 100% refund period ends for each term.
Course Fee
Payment for courses that charge a course fee is due on the regular fee payment dates and is non-refundable after the 100% refund period ends for each term.
In addition to the credit hour rate, a music fee is assessed for instructional courses. The fee is due at the regular fee payment dates and is non-refundable after the 100% refund period ends for each term.
Differential Fee
All students registered for courses in the Gary W. Rollins College of Business, the College of Engineering and Computer Science, Nursing, Occupational Therapy and Physical Therapy programs will be assessed a differential fee. The fee is due on the regular fee payment dates and is non-refundable after the 100% refund period ends for each term.
Fee charges for lab/studio, music, course, differential and credit by special examination are all grouped under the fall, spring, or summer miscellaneous fees on the Bursar website.
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Any checks received by the University which fail to clear the bank will incur a service charge of $30.00. In addition to the service charge, a check written to cover tuition, dorm, and fees which fails to clear the bank will incur the appropriate late fee in effect at the time the student redeems the check. Check writing privileges will be revoked for those students writing three or more returned checks to the University.
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Housing
Room rents vary per semester according to the accommodations available. Housing information is available on the Housing and Residence Life website.
Information about resident and non-resident meal plans is available on the Dining Services website.
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Information about parking, including campus maps, parking regulations, the Mocs Express Shuttle schedule, and more, is available on the Parking Services website.
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Holds are financial obligations to the University (library fines, old UC/UTC, delinquent loans, parking fines, returned checks, accounts receivable, etc.) that the student must pay prior to registering for courses. Students may not register if there is a monetary hold on the account. In addition, students who incur financial obligations after registration must pay the charges by the cancellation deadline.
Unless the student officially drops a course or withdraws from the University, prior to the first official day of classes, he or she must pay a percentage of the fees and tuition based on the date of withdrawal. Failure to attend classes is not evidence of the student’s intention to drop the course or withdraw from the University.
According to Tennessee law, the University cannot release student transcripts if the student has a financial obligation to the University.
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The University of Tennessee at Chattanooga has several financial programs to assist graduate students with the cost of advanced studies. The University provides funds to students who have documented financial need; it also has assistance that is not need-based. Students who want further information about academic merit awards (graduate assistantships) should contact the department of the program to which they are applying for graduate study and obtain applications from The Graduate School office.
Students requesting need-based and non-need based federal and state financial aid from UTC will need to complete the Free Application for Federal Student Aid (FAFSA). The FAFSA and assistance are available October 1st online at studentaid.gov and must be completed each year.
Early application for financial aid is encouraged. The Office of Financial Aid and Scholarships will process applications throughout the school year for any available funds; however, we highly recommend that the FAFSA be completed and all required documentation be submitted by July 1st, for the Fall semester; November 1st for spring semester; or March 28th for the summer semester in order to have your aid processed by the fee payment due date each term. Students need to reapply for financial aid each year. Students must regularly check their UTC e-mail, as this is how they will receive official correspondence.
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Students must be accepted for admission to the University or be eligible for continuation before financial aid awards will be made.
To qualify for assistance, a graduate student must normally be enrolled at least half time. Five graduate semester hours equals half time; nine or more graduate semester hours equals full time. Students must also be officially enrolled in a degree-seeking program, taking courses leading toward teacher certification or taking prerequisite courses required for regular admission into a graduate program. Note: Aid is awarded based on full time enrollment. Enrollment status for financial aid purposes is determined on the last day to add classes for the semester and eligibility is adjusted accordingly.
Students who are admitted as conditional degree seeking graduate students are eligible for financial assistance.
To qualify for federally funded programs (Direct Loans), students must be citizens or permanent residents of the United States.
To maintain eligibility for financial aid, students must be in good academic standing with the University, be making satisfactory progress, and enrolled at least half-time. For complete details on academic standing and satisfactory progress for financial aid, students should contact the UTC Office of Financial Aid and Scholarships, 423-425-4677 or online at https://www.utc.edu/enrollment-management-and-student-affairs/financial-aid-and-scholarships/sap-standards.
Students must be aware that if they have received financial aid loans to pursue a graduate degree, and register for less than a half-time load in a subsequent semester or do not enroll (excluding the summer term), they will be required to begin repaying their loan balance within six months. As long as the student is registered as a half-time student while pursuing the degree, student loan repayment will be delayed.
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The Academic Common Market is a program offered by the Southern Region Education Board (SREB) that allows a student to enroll in an undergraduate or graduate program at a university in another state without having to pay out-of-state tuition if that program of study is not offered by the public institutions in the student’s home state.
Each participating SREB state has a coordinator for the Academic Common Market. The state coordinator’s name and address are listed on the SREB Web site ( www.sreb.org)
Any student interested in the Academic Common Market should contact the state coordinator in his or her home state. The state coordinator will help the student determine whether he or she is eligible to participate.
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Type of Aid
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Application
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Eligibility
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Part-time employment for students who do not meet the federal guidelines for employment under the College Work Study Program
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Placement Office Application Student Application, Employment Financial Aid Office
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All students
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Direct Unsubsidized Stafford Loans
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FAFSA (studentaid.gov)
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All students enrolled at least half-time in a degree seeking program
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Graduate Assistantships
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Specific degree program office
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Graduate students who plan to enroll for at least six credit hours
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Graduate Opportunity Assistantships Program
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Office of Equity and Diversity
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First year/first generation graduate students
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Scholarships
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Graduate School Office
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All students meeting donors’ criteria
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Scholarships
The Graduate School has a limited number of scholarships, most of which are single course scholarships. To be eligible, students must have a minimum 3.0 institutional cumulative GPA. The priority deadline for applying is February 15. This information is also available at https://www.utc.edu/research/graduate-school/student-resources/scholarships-and-financial-aid.
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The TEACH Grant is a Federal grant available to Graduate students who have completed the FAFSA, are U.S. citizens or eligible non-citizens, have a 3.25 GPA or scored in the 75th percentile on a standardized admissions test (such as the ACT/SAT/GRE), and have declared an eligible major as defined by UTC. The maximum award for the academic year is $4,000 with a cumulative maximum of $8,000. Regulations and provisions of the TEACH Grant are subject to change by Federal legislative action. Agreement to serve/promise to pay: The student must teach full-time for at least four years within eight years of completing program as a 1) highly qualified teach; 2) at a Title 1 school; 3) in a specified subject area (mathematics, science, a foreign language, bilingual education, special education, or as a reading specialist). If service is not met: the grant must be repaid as an Unsubsidized Direct Stafford Loan with interest from the date(s) or original disbursement.
Students admitted as provisional or conditional graduate students are not eligible for the TEACH Grant.
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These non-need based loans are available to students enrolled at least half-time (typically five hours) in a degree seeking program. The interest rate for all direct unsubsidized loans disbursed varies based on the first disbursement date of the loan and begins accruing immediately following disbursement. Repayment begins six months after the student graduates, drops below half-time enrollment, or is no longer enrolled. There is no penalty for pre-payment. Graduate students may borrow up to $20,500 per year. These loans are not linked to family income; and, therefore, all students who have not previously defaulted on a student loan and are maintaining Satisfactory Academic Progress (https://www.utc.edu/enrollment-management-and-student-affairs/financial-aid-and-scholarships/sap-standards) are eligible. Students admitted as conditional degree seeking graduate students are eligible for loan assistance. As of fall 2012, graduate students cannot receive direct subsidized loans.
To have Direct Unsubsidized Stafford Loans processed, students need to complete the Free Application for Federal Student Aid www.fafsa.gov and have a complete Financial Aid file. Students borrowing Direct Stafford Loans for the first time at UTC must complete the Entrance Loan Counseling and a Master Promissory Note (MPN) online at studentaid.gov prior to receiving their first loan disbursement at UTC. The aggregate Stafford Loan limit for graduate students is $138,500 including undergraduate borrowing.
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These credit based loans can go up to a student’s cost of attendance minus awarded aid. Students MUST have maximized their Stafford loan eligibility of $20,500 for the academic year before a Graduate PLUS loan will be awarded. Students need apply on-line at studentaid.gov. If the loan is approved, the student must complete a Graduate PLUS Master Promissory Note (MPN) and a Graduate PLUS Entrance Loan Counseling at studentaid.gov. Student must be degree seeking and enrolled in at least six hours. The Graduate PLUS EXIT Loan Counseling must be completed once the student graduates or each time the student is no longer enrolled at least hald-time.
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Per Federal legislative action, the Perkins Loan Program has ended.
Schools that participated in the Perkins Loan program can no longer award and disburse new loans. UTC will remain the servicer and collection agent until all borrowed funds have been repaid.
Student Employment
The Chattanooga Symphony offers an orchestral apprentice program for a limited number of qualified orchestral performers. Eligible students receive wages equal to the prevailing union contract. Interested students should contact the head of the music department.
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